Housing Loan
- Applicant : Individuals or Jointly (co-borrowers having an assured source of regular income viz. salaried / self-employed persons, professionals, businessmen, farmers etc).
- Purpose : Construction of house, where in the plot/land already owned by the applicant. To buy built up (new or second hand) / semi built up house or flat. To Extend/renovate/repair, the existing house or flat. To buy a flat under construction or proposed to be constructed
- Loan Amount : 80% of flat or construction cost or as per income repayment capacity.
- Repayment : Max upto 15 years.
- Security : Registered Mortgage of financed property/property proposed to be furnished.
- Documents : For detail documents please contact your nearest branch.
- Other : Insurance of property charged to the Bank
| Details | Interest Rate |
|---|---|
Upto 30 Lac |
9.30% |
30 Lac to 75 Lac |
10.30% |